STRIVE ASSOCIATES · LOAN SOLUTIONS

Loan Against Property

Unlock the value of your property for your financial goals.

A Loan Against Property (LAP) can help eligible property owners raise funds by offering an eligible property as security. Funds may be used for business expansion, education, medical expenses, debt consolidation, personal needs or other permitted purposes, subject to lender policies.

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Loan Details

  • Residential property finance against eligible residential property
  • Commercial property options may be available
  • Business funding for permitted expansion or working capital
  • Personal financial needs such as education, medical expenses or debt consolidation, where permitted
  • Balance transfer options may be available for eligible borrowers.

Who Can Apply?

  • Eligible property owners, salaried employees, self-employed professionals, business owners and other eligible applicants
  • Eligibility may depend on income, age, credit profile, repayment capacity, property ownership, property type, location, market value, legal title and lender criteria.

Typical Documents

  • PAN Card, Aadhaar or other accepted KYC documents
  • Salary slips, income proof/Form 16 and bank statements for salaried applicants
  • ITRs, financial statements, business proof and bank statements for self-employed applicants
  • Sale deed/title documents, link documents, tax receipts, approved plans and other property papers
  • Current loan statement and repayment/foreclosure documents, where applicable
  • Photographs and additional lender-requested documents.

How It Works

  1. Share your property and funding requirement
  2. Profile & eligibility assessment
  3. Property document review and valuation
  4. Legal/technical verification & lender assessment
  5. Sanction and disbursal, subject to lender approval.
Important: Loan availability, amount, interest rate, tenure, fees, eligibility, security/collateral, documentation and other terms are subject to the respective lender’s policies, verification, applicable regulations and approval. Strive Associates provides assistance and does not guarantee sanction or disbursal.
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