Educational Loan

Loan Details

• Study in India finance for eligible higher-education courses at approved/recognized institutions
• Study abroad assistance for eligible overseas universities and courses
• Tuition and other approved academic costs may be considered
• Accommodation, books, equipment, travel or other approved expenses may be considered depending on the product
• Existing education-loan transfer or refinance options may be available.

Who Can Apply?

• Eligible students pursuing recognized higher-education programs
• Lenders may assess academic record, admission to an eligible institution/course, co-applicant income and credit profile, repayment capacity, collateral/security where applicable and other requirements.

Typical Documents

• PAN Card, Aadhaar/passport and other accepted identity/address documents
• Mark sheets, entrance/exam scores and academic certificates as applicable
• Admission offer/admission letter and course fee structure
• Co-applicant KYC, income proof, salary slips/ITRs and bank statements as applicable
• Collateral/property/security documents where required
• For study abroad: passport, visa-related and other lender-required overseas education documents.

How It Works

1. Share your course, institution and funding requirement
2. Eligibility and profile assessment
3. Document and admission review
4. Application, verification & lender assessment
5. Sanction and disbursal, subject to lender approval.